CASE STUDY Financial Services

DailyUse Mobile Wallet Gets to Market Ahead of Schedule

DailyUse provides consumers with a user-friendly mobile wallet designed to take care of everything they need every time they leave home.

In order to succeed, DailyUse had to ensure the solution met several critical requirements, without delaying its launch date. Infostretch worked with DailyUse beginning in 2014 for over two years developing a payment platform that delivered on all of the capabilities of a secure mobile wallet while meeting the needs of banks, credit card issuers and retailers, and ensuring end-user acceptance.

  • Founded in 2013

    Founded in 2013

  • Provides all-in-one payment and wallet solutions platform based on NFC technology for smartphones

    Provides all-in-one payment and wallet solutions platform based on NFC technology for smartphones

  • 2016 Mobile Star Awards Winner

    2016 Mobile Star Awards Winner

THE CUSTOMER JOURNEY
2014

2015

2016

2014
  • Mobile Payment
    Processing App solution

2015
  • Advanced Mobile Payment Processing App solution

2016
  • Mobile Payment Platform (HCE based)
  • Coop App – HCE
  • P2P App

the Results

Key Outcomes

Faster Time-to-Market
Faster
Time-to-Market

Released to market 12 months faster than originally projected

Platform Flexibility
Platform
Flexibility

Support for all preferred payment methods; built to accommodate each bank and retailer’s unique needs

Value-Added Services
Value-Added
Services

Enabled banks and retailers to incorporate value-added services of their own such as loyalty programs and couponing

Easy Integration
Easy
Integration

A single, comprehensive, and multi-channel cloud-based payments system integrated easily with existing payment infrastructure

Our methodology

how
we did it

Infostretch works with companies across the digital lifecycle.

Go Digital
Go Digital

Accelerating the delivery of new digital initiatives with confidence

Be digital
Be digital

Creating the infrastructure and foundation to scale digital initiatives

Evolve Digital
Evolve Digital

Leveraging data and analytics to continuously improve digital delivery processes

The challenge

To satisfy requirements & easy App use

DailyUse came up with the concept of delivering the complete technology solution and expert installation needed to enable secure, private-label and white-label NFC contactless payments for credit card issuers, retailers and consumers worldwide. As with any new banking-related technology, DailyUse had to satisfy several ecosystem requirements – while ensuring the app was easy to use.

These included:

Aggregation

Aggregation

The ability to connect all the different constituents and systems in the payment ecosystem; e.g., smartphone users, network operators, credit card issuers and retail point-of-sale – to the DailyUse technology infrastructure

White-Label

White-Label

The flexibility to offer banks, mobile operators and retailers their own branded mobile wallet without having to build it themselves

Platform Compatibility

Platform Compatibility

The ability to work on both Android and Windows while also supporting different global platform specifications of TSM and iOS combined with BLE

Enterprise Security

Enterprise Security

The capability to extend enterprise-level security controls to mobile devices

Ease of Use

Ease of Use

Requiring only a passcode or a fingerprint to securely access the wallet at the Point-of-Sale

The Solution
Working as a team with our partners

Infostretch helped DailyUse develop a platform-as-a-service for contactless mobile payments.

The engagement included:

Ease of Use

A comprehensive development roadmap for the DailyUse mobile payment platform for both Android and Windows platforms

Ease of Use

The use of open source technologies to integrate with banks and Oberthur Technologies Trusted Service Manager (TSM-SP)

Ease of Use

A proxy agent interface for secure elements managed by mobile network operators and embedded secure elements by OEMs (Samsung)

Ease of Use

Connections with Visa, Mastercard, BankAxept infrastructure for point-of-sale and payment processing and BankID for Bank Information Authorization

Ease of Use

Extension of various enterprise access control security systems to mobile

Ease of Use

E-commerce capabilities for national scheme BankAxept and Masterpass

With Infostretch leading development of the new mobile payments platform, DailyUse was able to get their solution to market twelve months faster than anticipated. The result was a flexible, responsive, and secure app that lived up to the mobile wallet promise.